Benefits Beyond Your Expectations
Important Information about the Notice on Health Insurance Marketplace Coverage Options and Your County of Riverside Group Health Plan
To comply with rules under the Federal Patient Protection and Affordable Care Act (ACA), the County of Riverside is required to send the "New Health Insurance Marketplace Coverage Options and Your Health Coverage" notice to all employees.
The notice will provide you with instructions on how to access information about the Health Insurance Marketplace (also known as the Health Exhange, Obama Care, or Covered California).
How does my County of Riverside coverage compare with the Marketplace? The County of Riverside group health plan tends to provide more coverage at a lower cost to you than a Marketplace health plan.
If you choose to buy health insurance in the Marketplace and decline health coverage through the County of Riverside, you will not receive a Flexible Benefit Contribution from the County of Riverside. The County of Riverside group health plan already meets or exceeds the government's standards for providing affordable minimum coverage.
What if I obtain coverage through the Marketplace and later decide to cancel coverage and elect a County of Riverside health plan? At this time, coverage purchased through the Marketplace or Covered California does not meet the requirements of a "group plan." As a result, loss of coverage or canceling coverage through the Marketplace is not an eligible mid-year qualifying event to enroll or cancel a County of Riverside health plan.
However, you can re-enroll in a County of Riverside health plan during the Annual Enrollment period.
What if I'm interested in Marketplace coverage? California has announced that it will offer a health benefit marketplace, called Covered California. For information, go to www.CoveredCA.com or call (888) 975-1142.
What if I have questions? For Marketplace coverage, please call (800) 318-2596 (TTY: (855) 889-4325) or visit HealthCare.gov. Questions pertaining to County of Riverside benefits can be answered by calling the Benefits Help Line at (951) 955-4981.
Notice for employees who are not eligible to enroll in County health plan benefits.
Notice for employees who are eligible to enroll in County health plan benefits.