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Rules That Govern
Our Plans
Uniformed Services Employment and Reemployment Rights Act (USERRA) 

B-23 Health Insurance Portability and Accountability Act (HIPAA)

Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)

Medicaid/Chip Premium Assistance(CHIP)

 

  

 

Benefits Beyond Your Expectations

Important Information about the Notice on Health Insurance Marketplace Coverage Options and Your County of Riverside Group Health Plan
 
To comply with rules under the Federal Patient Protection and Affordable Care Act (ACA), the County of Riverside is required to send the "New Health Insurance Marketplace Coverage Options and Your Health Coverage" notice to all employees.
 
The notice will provide you with instructions on how to access information about the Health Insurance Marketplace (also known as the Health Exhange, Obama Care, or Covered California).
 
Common Questions:

How does my County of Riverside coverage compare with the Marketplace? The County of Riverside group health plan tends to provide more coverage at a lower cost to you than a Marketplace health plan.

If you choose to buy health insurance in the Marketplace and decline health coverage through the County of Riverside, you will not receive a Flexible Benefit Contribution from the County of Riverside. The County of Riverside group health plan already meets or exceeds the government's standards for providing affordable minimum coverage.

What if I obtain coverage through the Marketplace and later decide to cancel coverage and elect a County of Riverside health plan? At this time, coverage purchased through the Marketplace or Covered California does not meet the requirements of a "group plan." As a result, loss of coverage or canceling coverage through the Marketplace is not an eligible mid-year qualifying event to enroll or cancel a County of Riverside health plan.

However, you can re-enroll in a County of Riverside health plan during the Annual Enrollment period.

What if I'm interested in Marketplace coverage?  California has announced that it will offer a health benefit marketplace, called Covered California. For information, go to www.CoveredCA.com or call (888) 975-1142.

What if I have questions? For Marketplace coverage, please call (800) 318-2596 (TTY: (855) 889-4325) or visit HealthCare.gov. Questions pertaining to County of Riverside benefits can be answered by calling the Benefits Help Line at (951) 955-4981.

NOTICES:

Notice for employees who are not eligible to enroll in County health plan benefits.

Notice for employees who are eligible to enroll in County health plan benefits.

  

2014 Annual Enrollment

 Annual Enrollment for County employees was
September 16 thru October 4, 2013
Changes made during the annual enrollment period will be effective, January 1, 2014.
What’s Changing? 

The Delta Dental USA DHMO—Low Option Plan (11A) will no longer be offered in 2014.

 What Do I Need to Do?
 
If you do not want to make changes to your benefits, you do not need to do anything now; your current elections will continue for 2014, except:
 
  • The Delta Dental USA DHMO—Low Option Plan (11A) will no longer be offered in 2014. If you are currently enrolled in this plan and you don’t elect a new dental option, you will be automatically enrolled in the Delta Dental High Option Plan (10A) at your current coverage level.
  • If you wish to participate in the Health Care and/or Dependent Care FSA, you must enroll and elect FSA coverage each year to participate in the following year
 When Will My Coverage Become Effective?
 
Coverage you elect during this Annual Enrollment period will become effective on
January 1, 2014.   
 
 What are my Options During Annual Enrollment?
  • Change your medical, dental, and/or vision elections;
  • Enroll or re-enroll in a Flexible Spending Account (FSA) for the 2014 plan year;
  • Elect or increase voluntary life insurance coverage; or
  • Participate in the County’s medical waiver option, under which you can decline County-sponsored medical coverage and receive reduced flexible benefit credits in the form of cash or other benefits. You must meet the eligibility rules described in the Memorandum of Understanding or Resolution that governs your bargaining or employee unit, and you must provide information about your other group coverage to qualify for the medical waiver option.

The benefit elections you make during Annual Enrollment will remain in effect for the entire 2014 plan year (if you remain eligible for benefits). After Annual Enrollment ends, you can make changes to your health care and FSA elections only if they are due to and consistent with a qualified change of status, as defined by the IRS.

 Where Can I Get More Information?

 

  

 

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