Life Insurance

Life Insurance offers you and your family financial protection if you or a covered family member deceases.  The County provides basic life insurance coverage at no cost to you.  You may purchase supplemental life insurance at group rates through The Standard Insurance Company.  Coverage is available for yourself, your spouse/domestic partner and your eligible dependent children.  Deductions for this voluntary coverage are taken from your paycheck on an after-tax basis.

To enroll, change your coverage, or update your beneficiary information, you will use the Life Insurance Enrollment/Change form (LEF).     If your election requires Evidence of Insurability (EOI) you must also complete the online EOI form on the Standard website for underwriting approval.

You may elect life insurance coverage at any time. However, the best time to elect coverage is within 60 days of becoming eligible either as a newly hired employee or when you first transfer into an eligible bargaining or employee unit.  This initial eligibility period offers you access to elect coverage with guaranteed coverage.  That means you won’t be required to prove that you or your dependents are in good health.  After this initial eligibility period ends you’ll have limited access to guaranteed coverage during the annual enrollment period each year.  For some groups of employees, the initial eligibility period is the only time you’ll have a guarantee issue of coverage.

Important note:  You must elect supplemental coverage for yourself in order to elect coverage for your spouse, domestic partner or dependent children.

Select the Group that includes your bargaining or employee unit for more information about eligibility, coverage options, guarantee issue and rates.

 Coverage elections within the guarantee issue limits are effective the first of the month following receipt of your Life Enrollment/Change form.  Elections that require Evidence of Insurability (EOI) and underwriting approval are effective the first of the month following receipt of the underwriting approval.

Link to Supplemental Life Rates and Rules